For borrowers, we offer a few competitive advantages over traditional hard money lenders. Our technology has automated processes that allow us to offer lower rates and quicker closings. We’re also a one-stop shop for our borrowers. Local lenders have limited access to capital whereas Sharestates has so many different capital sources that there is practically no limit to what we can originate on a monthly basis. As long as you're a good borrower with the deal flow to support the loans, we will fund it for you.