Fast Access to Real Estate Funding

At Competitive Rates

Receive Approval in as little as 24 Hours

Complete the form to speak to a loan specialist

Who We Serve

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Direct Borrowers

Receive cash fast at competitive rates. Get preapproved in less than 24 hours.

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Lenders

Our Shareline conduit program maintains your brand and identity.

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Brokers

Work with a partner that will never circumvent you or contact your clients without your permission.

Our Loan Programs

30 Year Rental Portfolio

 
 

UP TO80%LTV

Single Family

24 Family

Multi-Family

Townhomes

Fix and Flips

 
 

UP TO85%LTV

Single Family

2-4 Family

Multi-Family

Mixed-Use

Non-Performing Loans

 
 

80%UNPAID BALANCE

Single Family

2-4 Family

Multi-Family

Ground Up & Heavy Rehab

 
 

65TO75%LTV

Single Family

2-4 Family

Multi-Family

Commercial

frequently asked questions

What is the lowest credit score I can have?

Not everybody who’s good at building homes is good at building credit. We offer loans to borrowers with credit scores starting at 620.

What term lengths do you offer borrowers?

We offer a range of loan programs that vary in term length from 12-month bridge loans to 30 year rental portfolio loans.

What kind of rates do you offer?

Depending on who you are, where you are, and other project specific parameters, our rates generally range from 8-12%.

How long does it take to close?

We review all applications within 24 hours and can close in a matter of days depending on the complexity of the loan.

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12,132

APPLICATION SUBMISSIONS

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2,266

NUMBER LOANS CLOSED

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$2B

VOLUME LOANS CLOSED

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$ 926 K

AVG LOAN SIZE

https://www.youtube.com/watch?v=f_KhfcsUeVc

We make borrowing easy

For borrowers, we offer a few competitive advantages over traditional hard money lenders. Our technology has automated processes that allow us to offer lower rates and quicker closings. We’re also a one-stop shop for our borrowers. Local lenders have limited access to capital whereas Sharestates has so many different capital sources that there is practically no limit to what we can originate on a monthly basis. As long as you're a good borrower with the deal flow to support the loans, we will fund it for you.